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Showing posts from August, 2024

How is Elephant Insurance different from other insurance companies?

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               How is Elephant Insurance different from other insurance companies? At Elephant Insurance , it’s not just our name that sets us apart from other insurance companies. We believe our core values of transparency, control, and value make us different. Those values allow us to put our customers at the center of all we do to deliver exceptional auto insurance with features and benefits that make sense for today’s drivers. Elephant’s core values Transparency Elephant gives you the right tools so you can choose the right protection. We’re committed to helping you feel confident in your auto insurance choices by laying out your options in a way that makes sense — jargon-free and to the point. Control We make sure you’re in the driver’s seat, which basically makes us your ultimate co-pilot. With resources like a simple quote journey, navigable online account, and an...

The Cheapest (and Best) Full Coverage Car Insurance of 2024

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The Cheapest (and Best) Full Coverage Car Insurance of 2024 Looking for the best full coverage car insurance in 2024? State Farm leads the pack with the most affordable options, averaging $124 per month. But there are other great choices depending on your needs and location. Here's a detailed look at the cheapest full coverage car insurance providers for this year. Best Options for Full Coverage Car Insurance Best Overall: State Farm - $124/mo Cheapest Regional Company: Erie - $106/mo Best for Coverage: Auto-Owners - $141/mo To compile this list, ValuePenguin analyzed millions of quotes from across the U.S. for a 30-year-old driver with a 2015 Honda Civic EX and a clean driving record. The best full coverage auto insurance companies provide affordable rates and high customer service scores. Here's a breakdown of what makes these companies stand out. How to Get Cheap Full Coverage Car Insurance State Farm, Erie, and USAA offer the best cheap full coverage quotes. State Farm,...

What are the Best and Worst Car Insurance Companies?

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  What are the Best and Worst Car Insurance Companies? From a personal injury lawyer standpoint, we uncover our picks for the best and worst car insurance companies that protect you and your property while driving on the roads in Indiana. Our clients frequently ask us this question.  We want to provide insight that will better serve you in the event of an accident. Why Do You Need a Good Insurance Company? First, it’s important to understand why you need good insurance. Protection by good car insurance is critical for several reasons, including: Financial Protection : Car accidents can lead to significant financial costs, such as medical bills, vehicle repairs, and legal fees. A good insurance plan provides financial protection by ensuring that it not only covers the total amount of these expenses, reducing your out-of-pocket costs in the event of an accident, but also that they accept and pay the claim without a lot of hassle. Liabilit...

Best Auto Insurance Companies: Compare Coverage and Costs

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  Best Auto Insurance Companies: Compare Coverage and Costs Reviews of the top auto insurance companies Below, we’ve provided a list of the best auto insurance companies. We made our decision based on various factors, including rates, coverage options, app usability, financial stability, and customer reviews. Best overall: Progressive Best for financial strength: GEICO Best vehicle repair benefits: Nationwide Best safe driving benefits: Allstate Progressive Best Overall 4.9/ 5 Why it’s one of the best Progressive offers a wide range of coverage options with excellent communicated coverage and no vehicle restrictions. The company stands out for its unique benefits, including the AutoQuote Explorer tool for comparing quotes, the Snapshot program for rate reduction based on driving habits, and the...

What to Consider When Getting an Auto Insurance Quote

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  What to Consider When Getting an Auto Insurance Quote These days, an agency that doesn’t offer a free car insurance quote online is in the minority. But just because it’s easy and free to get a quote doesn’t mean you’re getting the best quote. And it definitely doesn’t guarantee you’ll be saving money. The fact is the number of things that affect a quote vary and can include things like the type and quality of coverage being offered, your driving record and what kind of customer service you can expect. A one-size-fits-all mentality isn’t going to serve you well if you’re trying to get the best quote to meet your needs. That’s why understanding what factors impact rates is key, if you want the best auto insurance coverage from the best insurance agent. Let’s dive into a few of the things you should consider when getting an auto insurance quote. Your Driving Re...

Is Cure Auto Insurance Good In Michigan?

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   Is Cure Auto Insurance Good In Michigan? Cure auto insurance is not good for Michigan drivers. They charge a 25% “deposit” on top of their premium. They may second-guess your doctor and refuse to pay for your surgery. They give horrible advice to drivers to under-insure, leaving them personally exposed to crushing medical bills. And if you have to file a claim? Be prepared for the claims adjusters to flyspeck your application to try to find a reason to avoid paying on your claim. But don’t believe us. Believe what their own customers have to say about the company.   Data from the Michigan Department of Insurance and Financial Services (DIFS) and the National Association of Insurance Commissioners (NAIC) show that Cure Auto Insurance’s own insureds complain about how the insurer handles claims, that settlements and settlement offers are “unsatisfactory” (i.e., unfair and too low), and how frequently the company denies paying claims. Is...

What Happens if You Drive Without Insurance?

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  What Happens if You Drive Without Insurance? If you get caught driving without your state's minimum insurance requirement, you could lose your license, have your car impounded, receive a fine or even face jail time. In this article: Can You Drive Without Car Insurance? What Happens if You Drive Without Insurance? How to Get Car Insurance Car insurance isn't always cheap, but if you're caught driving without the minimum coverage set by your state, you could face some serious consequences, including a fine, suspension of your license or even jail time. What's more, buying a new policy will get more expensive due to the lapse in coverage. Here's what you need to know and how to ensure proper coverage for your vehicle. Can You Drive Without Car Insurance? Nearly all states require you to have car insurance to be able to drive on public roads. That said, coverage requirements can vary depending on where you live. For example, most states require a m...